body {
	background-image:url(images/bg.gif);
	font-family:Arial, Helvetica, sans-serif;
	font-size:12px;
	color:#7A5C52;
	margin-top:15px;
	margin-left:0px;
	margin-right:0px;
}
form {
	margin:0px;
}
td.pad20 {
	padding-left:20px;
	padding-right:20px;
}
td.orange {
	background-image:url(images/orange-460-bg.jpg);
	padding-left:12px;
	padding-right:12px;
}
td.green {
	background-image:url(images/green-250-bg.jpg);
	padding-left:12px;
	padding-right:12px;
}
td.brown {
	background-image:url(images/brown-720-bg.jpg);
	padding-left:12px;
	padding-right:12px;
}
td.topper {
	vertical-align:top;
	display:table-cell;
}
div.select {
	padding-left:20px;
	padding-bottom:14px;
}
select {
	font-size:10px;
}
p {
	line-height:18px;
}
h1 {
	font-family:"Trebuchet MS", Arial, Helvetica, sans-serif;
	font-size:24px;
	font-weight:normal;
}
h2 {
	font-family:"Trebuchet MS", Arial, Helvetica, sans-serif;
	font-size:22px;
	font-weight:normal;
}
h3 {
	font-family:"Trebuchet MS", Arial, Helvetica, sans-serif;
	font-size:18px;
	font-weight:normal;
}	
td.footer {
	background-image:url(images/main-footer.gif);
	width:760px;
	height:30px;
}

#disclosures ul	{
	margin:0px;
	color:#FFFFFF;
}
#disclosures ul li {  
  display:inline;
  margin-right:20px;
}
#disclosures a {
	color:#FFFFFF;
	text-decoration:none;
}


/* creates illusion of cellpadding on all td's */
#mortgage-loan-form td {
	padding:5px;
}




/* makes labels for all fields bold */
.form-01, .form-03, .form-05 {
	font-weight:bold;
}




/* centers all form elements */
#mortgage-loan-form td {
	text-align:center;
}




/* modifies the drop-down menus */
.select-01, .select-02, .select-03 {
	width:175px;
	font-family:Tahoma, Arial, sans-serif;
	font-size:12px;
}